MUSIC members take part in a comprehensive coverage plan designed specifically for public school districts, community colleges, and educational organizations in the state of Missouri.

The MUSIC coverage plan includes:

  • Property
  • Equipment Breakdown
  • Automobile
  • Crime
  • General Liability
  • Miscellaneous Medical Malpractice
  • School Board Liability
  • Employment Practices Liability
  • Special Education Due Process
  • Workers’ Compensation
  • Cyber Liability
  • Treasurer’s Bonds
  • Notary Bonds
  • Excess Umbrella Limits*

*Additional liability limits from a group purchase umbrella program are also available.